Today the internet is a big thing- everything is revolving around the internet in social and economic aspect, and this has prompted financial institutions to offer online banking services. Certainly banking is now easy compared to traditional banking, and there are a lot of advantages attracted by such services. Through online banking, banking activities by people require less time compared to traditional banking methods. For instance, with traditional banking you will be needed to spend a lot of time commuting to the bank and standing in line waiting to get served for your transactions to be completed. It doesn’t matter if you are using an online banking from an online institution or an added amenity from a physical financial institution; there are tips you should consider to enhance safety.
Your online banking information security should be a priority and this will need you to evaluate whether the online portal provided is protected. The online banking portal will only be safe if the bank is using a secured website. One way of doing this is checking the address bar when logging in website or portal, if it starts with “https” then it means that the website is protected. If you see something other than that, then it is best that you deter from using the portal because safety of your online banking information is not guaranteed. Other website security professionals recommend that you check for a padlock icon on lowermost of your website browser to check if it is protected. The icon should be a closed padlock; it shows that your online banking information is secured.
If you want to accept any online banking solutions from an online based bank, it is crucial that you verify whether you are working with a legitimate entity. You need to check with the Federal Deposit Insurance Corporation to verify whether the institution has met all the requirements to do business. For a financial institution to be legitimate in the United States, it needs to be listed with the Federation Deposit Insurance Corporation.
Whichever financial bank you are using may from time to time inform you on your online banking information through emails. However, be careful with emails requesting you to log in to verify your info in your emails. People with ill intentions may use such emails to trick you into giving your log-in information which would be dangerous. Make sure you reach out your bank and report such a case immediately you get such an email.
Deter from logging in to your account using a public device like a library or cyber cafe computer. You may think that you are secure when you clear all the browser cache on the device but you are still at risk of your log-in info getting into the hands of criminals using your browser history. When logging in to your bank account, make sure the device is secure and always log off and clean out the cookies.